Florida Cohabitation Agreement: Everything You Need to Know
Define rights for unmarried couples living together
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COHABITATION AGREEMENT State of Florida This Cohabitation Agreement is entered into on [DATE] between: PARTY 1: Name: [NAME] Address: [ADDRESS], FL [ZIP] PARTY 2: Name: [NAME] Address: [ADDRESS], FL [ZIP] The parties intend to live together at [SHARED ADDRESS], FL [ZIP] and agree to the following terms: 1. PROPERTY: Property owned before cohabitation remains separate property. Property acquired jointly during cohabitation shall be owned [ ] equally [ ] proportionally. 2. EXPENSES: Rent/Mortgage: [ ] Split equally [ ] Party 1: [%] Party 2: [%] Utilities: [ ] Split equally [ ] [DESCRIBE] Groceries: [ ] Split equally [ ] [DESCRIBE] 3. BANK ACCOUNTS: [ ] Maintain separate accounts [ ] Open a joint account for shared expenses [ ] Both 4. DEBTS: Each party is responsible for their own pre-existing debts. 5. TERMINATION: Either party may terminate this agreement with [DAYS] days written notice. Upon termination, jointly owned property shall be [DESCRIBE DIVISION]. 6. CHILDREN (if applicable): [DESCRIBE ARRANGEMENTS] 7. DISPUTE RESOLUTION: Disputes shall be resolved by [MEDIATION/ARBITRATION] in Florida. This agreement is governed by Florida law (FL Statutes). PARTY 1: _____________________ DATE: _____ PARTY 2: _____________________ DATE: _____
FAQ: Cohabitation Agreement in Florida
Is a Cohabitation Agreement required in Florida?
Yes, in Florida, a Cohabitation Agreement is required for most transactions of this type. Under Florida State Code, the document must include all parties' information, be signed, and witnessed by 2 individuals. Failure to use a proper Cohabitation Agreement may result in legal complications.
Does a Cohabitation Agreement need to be notarized in Florida?
Notarization requirements in Florida (FL) vary by transaction type. Notary fees in the state typically range from $10. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.
What are the tax implications of a Cohabitation Agreement in Florida?
Florida has a base sales tax rate of 6%. Depending on the type of transaction documented in your Cohabitation Agreement, additional local taxes may apply. Consult with a Florida tax professional for specific guidance on your situation.
Cohabitation Agreement Costs in Florida
Estimated fees and processing times
| Fee Type | Cost | Notes |
|---|---|---|
| Notary Fee | $5-$15 (if required) | Florida standard rate: $10 |
| Filing Fee | Varies by state | State registration (if applicable) |
| Processing Time | 1-3 business days | Typical turnaround in Florida |
| Sales Tax | 6% | Florida base rate (local taxes may apply) |
| Witness Requirement | 2 witnesses | Florida requires multiple witnesses |
| Our Template | FREE | Download instantly, no cost |
Sarah Mitchell, J.D.
Legal Document Specialist
Licensed Attorney, 15+ years experience
Specializes in contract law and legal document preparation
This Cohabitation Agreement template for Florida has been reviewed for accuracy and legal compliance.
Last reviewed: March 2026
Florida Cohabitation Agreement Legal Guide
For residents of Florida, ensuring this form is compliant with state-specific requirements is a top priority for legal validity.
Florida law (Florida State Code) governs this Cohabitation Agreement. Key financial considerations include a 6% sales tax rate and notary fees of $10. The document requires 2 witnesses and remains valid indefinite.
Using this template ensures you're protected under Florida law while saving time and money on legal fees.
Completing Your Cohabitation Agreement
The process in Florida is straightforward but detail-oriented. Begin with the header information, proceed through each section methodically, and ensure all FL-required fields are completed. Florida courts take document completeness seriously — missing information can delay or invalidate your filing.
Enforceability in Florida
A Cohabitation Agreement that meets all FL requirements is fully enforceable in Florida. Courts in Florida have consistently upheld documents that demonstrate clear intent, proper execution, and compliance with state formalities. Keep your original signed copy in a secure location.
Smart Practices for FL Compliance
Florida has specific rules that differ from neighboring states. Always verify your document against current FL statutes, especially if you're using a template from a previous year. Laws change, and what was valid last year in Florida may need updating for 2026.
Florida Statutory Requirements
The FL legislature has established specific guidelines for cohabitation agreement documents. These include proper execution formalities, witness requirements, and in some cases, mandatory filing with the county clerk's office. Non-compliance can result in legal complications.
A Cohabitation Agreement that meets all FL requirements is fully enforceable in Florida. Courts in Florida have consistently upheld documents that demonstrate clear intent, proper execution, and compliance with state formalities. Keep your original signed copy in a secure location.
Smart Practices for FL Compliance
Florida has specific rules that differ from neighboring states. Always verify your document against current FL statutes, especially if you're using a template from a previous year. Laws change, and what was valid last year in Florida may need updating for 2026.
Florida Statutory Requirements
The FL legislature has established specific guidelines for cohabitation agreement documents. These include proper execution formalities, witness requirements, and in some cases, mandatory filing with the county clerk's office. Non-compliance can result in legal complications.
The FL legislature has established specific guidelines for cohabitation agreement documents. These include proper execution formalities, witness requirements, and in some cases, mandatory filing with the county clerk's office. Non-compliance can result in legal complications.
Where to File Your Cohabitation Agreement in Florida
Visit your local County Clerk office to file or notarize your Cohabitation Agreement.
Miami-Dade County Clerk
Miami
73 W Flagler St, Miami, FL 33130
Orange County Clerk
Orlando
425 N Orange Ave, Orlando, FL 32801
Hillsborough County Clerk
Tampa
601 E Kennedy Blvd, Tampa, FL 33602
Duval County Clerk
Jacksonville
501 W Adams St, Jacksonville, FL 32202
Florida Cohabitation Agreement Requirements
Review the following requirements to ensure your Cohabitation Agreement is legally valid in Florida.
Florida Notarization
Florida requires 2 witnesses and notarization may be mandatory. Fees typically range from $10.
Before You Sign
Review all information carefully. In Florida, a 6% sales tax may apply.
Legal Protection
Keep copies of all signed documents. Florida law requires all parties to receive copies of executed documents.
Florida Filing Deadlines
Check Florida deadlines for filing or recording this document with the appropriate county clerk's office.
Other Forms in Florida
Cohabitation Agreement in Neighboring States
Document Information
- Document
- Cohabitation Agreement
- State
- Florida (FL)
- Category
- Personal
- Format
- PDF / Word / Print
- Cost
- 100% Free
- Sales Tax
- 6%
- Notary Fee
- $10
Florida Legal Requirements
Governing Statute:
State Law
- ✓Consult with a licensed attorney for specific requirements
Legal Disclaimer
This template is for informational purposes only and does not constitute legal advice. Laws in Florida may change. Consult a licensed attorney for advice specific to your situation.