Official Pennsylvania Contract for Deed Form | Step-by-Step Guide

Seller-financed real estate purchase agreement

Sales Tax: 6%Notary: $5Witnesses: 1

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CONTRACT FOR DEED (LAND CONTRACT)
State of Pennsylvania

This Contract for Deed is entered into on [DATE] between:

SELLER:
Name: [SELLER NAME]
Address: [ADDRESS], PA [ZIP]

BUYER:
Name: [BUYER NAME]
Address: [ADDRESS], PA [ZIP]

PROPERTY:
Legal Description: [LEGAL DESCRIPTION]
Address: [PROPERTY ADDRESS], PA [ZIP]

1. PURCHASE PRICE: $[TOTAL AMOUNT]
2. DOWN PAYMENT: $[AMOUNT] paid on [DATE]
3. BALANCE: $[AMOUNT] payable in [NUMBER] monthly installments of $[AMOUNT]
4. INTEREST RATE: [RATE]% per annum
5. PAYMENT DUE DATE: [DAY] of each month beginning [DATE]
6. BALLOON PAYMENT (if any): $[AMOUNT] due on [DATE]

7. TAXES AND INSURANCE: [  ] Buyer [  ] Seller shall pay property taxes and insurance.
8. TITLE TRANSFER: Seller shall deliver a warranty deed upon full payment.
9. DEFAULT: If Buyer defaults, Seller may [FORFEITURE/FORECLOSURE] per Pennsylvania law.

This contract is governed by Pennsylvania law (PA Statutes).

SELLER SIGNATURE: _____________________ DATE: _____
BUYER SIGNATURE: _____________________ DATE: _____

Pennsylvania Contract for Deed Requirements

Review the following requirements to ensure your Contract for Deed is legally valid in Pennsylvania.

Notarization required
1 witness must sign
Vehicle identification number (VIN) required
Odometer disclosure mandatory
Buyer and seller signatures required
Purchase price must be stated
Date of sale required
Blue or black ink only
Electronic signatures accepted
County clerk filing required

Pennsylvania Notarization

While notarization may not be required in Pennsylvania, it is recommended. Fees range from $5.

Before You Sign

Review all information carefully. In Pennsylvania, a 6% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Pennsylvania law requires all parties to receive copies of executed documents.

Pennsylvania Filing Deadlines

Check Pennsylvania deadlines for filing or recording this document with the appropriate county clerk's office.

Contract for Deed Costs in Pennsylvania

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)Pennsylvania standard rate: $5
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in Pennsylvania
Sales Tax6%Pennsylvania base rate (local taxes may apply)
Witness Requirement1 witnessSingle witness sufficient
Our TemplateFREEDownload instantly, no cost
Fees shown are Pennsylvania-specific estimates. Contact your local office for exact pricing.

Where to File Your Contract for Deed in Pennsylvania

Visit your local County Clerk office to file or notarize your Contract for Deed.

Philadelphia County Clerk

Philadelphia

City Hall, Philadelphia, PA 19107

Allegheny County Clerk

Pittsburgh

436 Grant St, Pittsburgh, PA 15219

Dauphin County Clerk

Harrisburg

101 Market St, Harrisburg, PA 17101

MCE
Reviewed & Fact-Checked

Michael Chen, Esq.

Real Estate Law Consultant

Bar Certified, Real Estate Expert

Expert in property transactions and real estate documentation

This Contract for Deed template for Pennsylvania has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

FAQ: Contract for Deed in Pennsylvania

Is a Contract for Deed required in Pennsylvania?

Yes, in Pennsylvania, a Contract for Deed is required for most transactions of this type. Under Pennsylvania State Code, the document must include all parties' information, be signed, and witnessed by at least one individual. Failure to use a proper Contract for Deed may result in legal complications.

Does a Contract for Deed need to be notarized in Pennsylvania?

Notarization requirements in Pennsylvania (PA) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Contract for Deed in Pennsylvania?

Pennsylvania has a base sales tax rate of 6%. Depending on the type of transaction documented in your Contract for Deed, additional local taxes may apply. Consult with a Pennsylvania tax professional for specific guidance on your situation.

Pennsylvania Contract for Deed Legal Guide

According to Pennsylvania laws, this agreement holds legal weight once properly signed and notarized, ensuring compliance with state regulations.

For Pennsylvania (PA) residents, this Contract for Deed is governed by Pennsylvania State Code. Important details: sales tax at 6%, notary costs of $5, and a requirement for 1 witness. The document has indefinite validity once properly executed.

Using this template ensures you're protected under Pennsylvania law while saving time and money on legal fees.

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Navigating Pennsylvania's legal landscape for a Contract for Deed doesn't have to be complicated. This guide breaks down everything PA residents need to know — from required fields to filing procedures — so you can complete your document with confidence.

How to Complete This Form

Start by gathering all necessary information: party names, addresses, and relevant details specific to your transaction. Pennsylvania law under PA requires accuracy in every field. Once completed, have all parties review the document before signing. Depending on the transaction type, Pennsylvania may require notarization or witness signatures.

Pro Tips for Pennsylvania Residents

- **Use blue or black ink** when signing physical copies in Pennsylvania
- **Keep digital backups** of all signed documents
- **Check for local county requirements** that may apply in addition to PA state law
- **Don't backdate** — Pennsylvania courts view backdated documents unfavorably
- **Consult an attorney** for transactions exceeding $10,000 in value

Legal Validity & Enforcement

Once properly executed, your Contract for Deed is legally binding in Pennsylvania and enforceable in PA courts. The document remains valid for the duration specified in its terms. Pennsylvania courts generally uphold properly executed documents, provided they comply with applicable PA statutes.

PA Compliance Checklist

Before finalizing your Contract for Deed, verify that it meets Pennsylvania's legal standards:
- Full legal names and addresses of all parties
- Clear description of the subject matter
- Consideration or purpose stated explicitly
- Dated and signed by all required parties
- Notarized if mandated by PA statute

Document Information

Document
Contract for Deed
State
Pennsylvania (PA)
Category
Real Estate
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
6%
Notary Fee
$5

Pennsylvania Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in Pennsylvania may change. Consult a licensed attorney for advice specific to your situation.