Living Trust in Illinois — Free PDF & Word (2026 Updated)

Manage and distribute assets while avoiding probate

Sales Tax: 6.25%Notary: $1-$5Witnesses: 1

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REVOCABLE LIVING TRUST AGREEMENT
State of Illinois

This Living Trust Agreement is made on [DATE] by:

GRANTOR/TRUSTOR:
Name: [YOUR NAME]
Address: [ADDRESS], IL [ZIP]

TRUSTEE:
Name: [TRUSTEE NAME] (may be same as Grantor)
Address: [ADDRESS], IL [ZIP]

SUCCESSOR TRUSTEE:
Name: [SUCCESSOR TRUSTEE NAME]
Address: [ADDRESS], IL [ZIP]

ARTICLE I — TRUST NAME
This trust shall be known as the "[YOUR NAME] Revocable Living Trust."

ARTICLE II — TRUST PROPERTY
The Grantor transfers the property listed in Schedule A to the Trustee to hold under the terms of this agreement.

ARTICLE III — DURING GRANTOR'S LIFETIME
The Trustee shall manage trust property for the benefit of the Grantor. The Grantor retains the right to amend, revoke, or terminate this trust at any time.

ARTICLE IV — UPON GRANTOR'S INCAPACITY
If the Grantor becomes incapacitated, the Successor Trustee shall manage trust assets for the Grantor's benefit.

ARTICLE V — UPON GRANTOR'S DEATH
Upon death, the Trustee shall distribute trust assets as follows:
1. [BENEFICIARY NAME]: [PERCENTAGE/DESCRIPTION]
2. [BENEFICIARY NAME]: [PERCENTAGE/DESCRIPTION]
3. [BENEFICIARY NAME]: [PERCENTAGE/DESCRIPTION]

ARTICLE VI — TRUSTEE POWERS
The Trustee shall have full power to invest, sell, lease, and manage trust property in accordance with Illinois trust law.

This trust is governed by the laws of Illinois (IL Statutes).

GRANTOR SIGNATURE: _____________________ DATE: _____
TRUSTEE SIGNATURE: _____________________ DATE: _____

NOTARY:
State of Illinois, County of [COUNTY]
Subscribed and sworn before me this ___ day of _______, 20__.
Notary Public: _____________________

SCHEDULE A — TRUST PROPERTY:
[LIST ALL PROPERTY TRANSFERRED TO TRUST]
JRJ
Reviewed & Fact-Checked

Jennifer Rodriguez, J.D.

Estate Planning Attorney

Licensed in 5 states, 12+ years experience

Focuses on wills, trusts, and power of attorney documents

This Living Trust template for Illinois has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

Illinois Living Trust Requirements

Review the following requirements to ensure your Living Trust is legally valid in Illinois.

Grantor must be of sound mind
Successor trustee named
Trust property listed in schedule
Notarization required
Trust must be funded (assets transferred)
Revocation clause included
Distribution instructions specified
Incapacity provisions included
Governing law stated
Signed by grantor and trustee

Illinois Notarization

While notarization may not be required in Illinois, it is recommended. Fees range from $1-$5.

Before You Sign

Review all information carefully. In Illinois, a 6.25% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Illinois law requires all parties to receive copies of executed documents.

Illinois Filing Deadlines

Check Illinois deadlines for filing or recording this document with the appropriate county clerk's office.

FAQ: Living Trust in Illinois

Is a Living Trust required in Illinois?

Yes, in Illinois, a Living Trust is required for most transactions of this type. Under Illinois State Code, the document must include all parties' information, be signed, and witnessed by at least one individual. Failure to use a proper Living Trust may result in legal complications.

Does a Living Trust need to be notarized in Illinois?

Notarization requirements in Illinois (IL) vary by transaction type. Notary fees in the state typically range from $1-$5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Living Trust in Illinois?

Illinois has a base sales tax rate of 6.25%. Depending on the type of transaction documented in your Living Trust, additional local taxes may apply. Consult with a Illinois tax professional for specific guidance on your situation.

What is the difference between a living trust and a will?

A living trust avoids probate and takes effect immediately, while a will goes through probate after death. A trust provides privacy (not public record), can manage assets during incapacity, but requires transferring assets into the trust to be effective.

Do I still need a will if I have a living trust?

Yes, a "pour-over" will is recommended to catch any assets not transferred to the trust during your lifetime. The will directs those assets into the trust. You also need a will to name guardians for minor children.

Can I be my own trustee?

Yes, most people serve as their own trustee of their revocable living trust. You maintain full control of your assets during your lifetime. A successor trustee takes over if you become incapacitated or pass away.

Illinois Living Trust Legal Guide

Under Illinois jurisdiction, this form meets all statutory requirements and provides comprehensive legal protection for your transaction.

In Illinois, according to Illinois State Code, a 6.25% sales tax applies to applicable transactions. Notary fees in IL typically range from $1-$5. A single witness signature is sufficient under state law.

This document offers comprehensive legal protection tailored specifically to Illinois's unique statutory framework.

grantortrusteesuccessor trusteetrust assetsrevocable trustavoid probatetrust fundestate planning
A properly executed Living Trust in Illinois protects all parties involved and ensures compliance with IL state law. Below, we cover the critical steps, common pitfalls, and state-specific rules you should be aware of before signing.

What Illinois Attorneys Want You to Know

Practicing lawyers in Illinois emphasize three things: accuracy, completeness, and compliance with IL statutes. A well-prepared Living Trust saves time, money, and potential legal headaches down the road. When in doubt, a brief consultation with a Illinois-licensed attorney is worth the investment.

Enforceability in Illinois

A Living Trust that meets all IL requirements is fully enforceable in Illinois. Courts in Illinois have consistently upheld documents that demonstrate clear intent, proper execution, and compliance with state formalities. Keep your original signed copy in a secure location.

Step-by-Step Process

1. **Download the template** — Our Illinois-specific form includes all fields required by IL law.
2. **Enter your information** — Fill in names, addresses, dates, and transaction details accurately.
3. **Review carefully** — Double-check all entries against your source documents.
4. **Sign and witness** — Execute the document according to Illinois's signature requirements.
5. **Notarize if needed** — Some Illinois transactions require notarization.
6. **File or distribute** — Provide copies to all parties and file with the appropriate Illinois office if required.

IL Compliance Checklist

Before finalizing your Living Trust, verify that it meets Illinois's legal standards:
- Full legal names and addresses of all parties
- Clear description of the subject matter
- Consideration or purpose stated explicitly
- Dated and signed by all required parties
- Notarized if mandated by IL statute

Living Trust Costs in Illinois

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)Illinois standard rate: $1-$5
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in Illinois
Sales Tax6.25%Illinois base rate (local taxes may apply)
Witness Requirement1 witnessSingle witness sufficient
Our TemplateFREEDownload instantly, no cost
Fees shown are Illinois-specific estimates. Contact your local office for exact pricing.

Where to File Your Living Trust in Illinois

Visit your local County Clerk office to file or notarize your Living Trust.

Cook County Clerk

Chicago

118 N Clark St, Chicago, IL 60602

Sangamon County Clerk

Springfield

200 S 9th St, Springfield, IL 62701

Peoria County Clerk

Peoria

324 Main St, Peoria, IL 61602

Document Information

Document
Living Trust
State
Illinois (IL)
Category
Estate Planning
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
6.25%
Notary Fee
$1-$5

Illinois Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in Illinois may change. Consult a licensed attorney for advice specific to your situation.