Official Minnesota Personal Financial Statement Form | Step-by-Step Guide

Summary of assets, liabilities, and net worth

Sales Tax: 6.875%Notary: $5-$10Witnesses: 1

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PERSONAL FINANCIAL STATEMENT
State of Minnesota

Date: [DATE]

NAME: [YOUR NAME]
Address: [ADDRESS], MN [ZIP]
Phone: [PHONE]
Email: [EMAIL]

ASSETS:
Cash and Bank Accounts: $[AMOUNT]
Investments (Stocks/Bonds): $[AMOUNT]
Retirement Accounts: $[AMOUNT]
Real Estate (Market Value): $[AMOUNT]
Vehicles: $[AMOUNT]
Personal Property: $[AMOUNT]
Other Assets: $[AMOUNT]
TOTAL ASSETS: $[TOTAL]

LIABILITIES:
Mortgage Balance: $[AMOUNT]
Auto Loans: $[AMOUNT]
Credit Card Debt: $[AMOUNT]
Student Loans: $[AMOUNT]
Personal Loans: $[AMOUNT]
Other Liabilities: $[AMOUNT]
TOTAL LIABILITIES: $[TOTAL]

NET WORTH: $[ASSETS MINUS LIABILITIES]

MONTHLY INCOME:
Salary/Wages: $[AMOUNT]
Investment Income: $[AMOUNT]
Rental Income: $[AMOUNT]
Other Income: $[AMOUNT]
TOTAL MONTHLY INCOME: $[TOTAL]

MONTHLY EXPENSES:
Housing: $[AMOUNT]
Transportation: $[AMOUNT]
Insurance: $[AMOUNT]
Debt Payments: $[AMOUNT]
Living Expenses: $[AMOUNT]
TOTAL MONTHLY EXPENSES: $[TOTAL]

I certify that this statement is true and complete to the best of my knowledge, in accordance with Minnesota law (MN Statutes).

SIGNATURE: _____________________ DATE: _____
MCE
Reviewed & Fact-Checked

Michael Chen, Esq.

Real Estate Law Consultant

Bar Certified, Real Estate Expert

Expert in property transactions and real estate documentation

This Personal Financial Statement template for Minnesota has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

Where to File Your Personal Financial Statement in Minnesota

Visit your local County Clerk office to file or notarize your Personal Financial Statement.

Minnesota County Clerk

Minnesota Capital

Main Government Building, Minnesota

District County Clerk

Minnesota Metro Area

County Courthouse, MN

Personal Financial Statement Costs in Minnesota

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)Minnesota standard rate: $5-$10
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in Minnesota
Sales Tax6.875%Minnesota base rate (local taxes may apply)
Witness Requirement1 witnessSingle witness sufficient
Our TemplateFREEDownload instantly, no cost
Fees shown are Minnesota-specific estimates. Contact your local office for exact pricing.

Minnesota Personal Financial Statement Legal Guide

In Minnesota, this document is legally binding under local statutes and provides essential protection for both parties involved in the transaction.

Under Minnesota State Code, residents of Minnesota must ensure this Personal Financial Statement complies with all state requirements. The current sales tax rate is 6.875%, and notarization costs between $5-$10. One witness is required in MN.

By utilizing this state-specific template, you avoid common mistakes that could invalidate your document in Minnesota.

assetsliabilitiesnet worthincomeexpensesfinancial disclosure
A properly executed Personal Financial Statement in Minnesota protects all parties involved and ensures compliance with MN state law. Below, we cover the critical steps, common pitfalls, and state-specific rules you should be aware of before signing.

Smart Practices for MN Compliance

Minnesota has specific rules that differ from neighboring states. Always verify your document against current MN statutes, especially if you're using a template from a previous year. Laws change, and what was valid last year in Minnesota may need updating for 2026.

Enforceability in Minnesota

A Personal Financial Statement that meets all MN requirements is fully enforceable in Minnesota. Courts in Minnesota have consistently upheld documents that demonstrate clear intent, proper execution, and compliance with state formalities. Keep your original signed copy in a secure location.

Your Minnesota Filing Guide

After downloading, take your time filling in each section. MN statutes require that all information be accurate and current. Once signed by all parties, determine whether Minnesota requires you to file the document with a government office, record it with the county, or simply retain it for your records.

What Minnesota Law Requires

Minnesota's statutes are clear: a valid Personal Financial Statement must identify all parties by full legal name, include the date of execution, and be signed in the presence of at least one witness where applicable. Failure to meet these requirements under MN law can render the document unenforceable.

FAQ: Personal Financial Statement in Minnesota

Is a Personal Financial Statement required in Minnesota?

Yes, in Minnesota, a Personal Financial Statement is required for most transactions of this type. Under Minnesota State Code, the document must include all parties' information, be signed, and witnessed by at least one individual. Failure to use a proper Personal Financial Statement may result in legal complications.

Does a Personal Financial Statement need to be notarized in Minnesota?

Notarization requirements in Minnesota (MN) vary by transaction type. Notary fees in the state typically range from $5-$10. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Personal Financial Statement in Minnesota?

Minnesota has a base sales tax rate of 6.875%. Depending on the type of transaction documented in your Personal Financial Statement, additional local taxes may apply. Consult with a Minnesota tax professional for specific guidance on your situation.

Minnesota Personal Financial Statement Requirements

Review the following requirements to ensure your Personal Financial Statement is legally valid in Minnesota.

Notarization required
1 witness must sign
Vehicle identification number (VIN) required
Odometer disclosure mandatory
Buyer and seller signatures required
Purchase price must be stated
Date of sale required
Blue or black ink only
Electronic signatures accepted
County clerk filing required

Minnesota Notarization

While notarization may not be required in Minnesota, it is recommended. Fees range from $5-$10.

Before You Sign

Review all information carefully. In Minnesota, a 6.875% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Minnesota law requires all parties to receive copies of executed documents.

Minnesota Filing Deadlines

Check Minnesota deadlines for filing or recording this document with the appropriate county clerk's office.

Document Information

Document
Personal Financial Statement
State
Minnesota (MN)
Category
Financial
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
6.875%
Notary Fee
$5-$10

Minnesota Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in Minnesota may change. Consult a licensed attorney for advice specific to your situation.