Personal Financial Statement in North Carolina — Free PDF & Word (2026 Updated)

Summary of assets, liabilities, and net worth

Sales Tax: 4.75%Notary: $5Witnesses: 2

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PERSONAL FINANCIAL STATEMENT
State of North Carolina

Date: [DATE]

NAME: [YOUR NAME]
Address: [ADDRESS], NC [ZIP]
Phone: [PHONE]
Email: [EMAIL]

ASSETS:
Cash and Bank Accounts: $[AMOUNT]
Investments (Stocks/Bonds): $[AMOUNT]
Retirement Accounts: $[AMOUNT]
Real Estate (Market Value): $[AMOUNT]
Vehicles: $[AMOUNT]
Personal Property: $[AMOUNT]
Other Assets: $[AMOUNT]
TOTAL ASSETS: $[TOTAL]

LIABILITIES:
Mortgage Balance: $[AMOUNT]
Auto Loans: $[AMOUNT]
Credit Card Debt: $[AMOUNT]
Student Loans: $[AMOUNT]
Personal Loans: $[AMOUNT]
Other Liabilities: $[AMOUNT]
TOTAL LIABILITIES: $[TOTAL]

NET WORTH: $[ASSETS MINUS LIABILITIES]

MONTHLY INCOME:
Salary/Wages: $[AMOUNT]
Investment Income: $[AMOUNT]
Rental Income: $[AMOUNT]
Other Income: $[AMOUNT]
TOTAL MONTHLY INCOME: $[TOTAL]

MONTHLY EXPENSES:
Housing: $[AMOUNT]
Transportation: $[AMOUNT]
Insurance: $[AMOUNT]
Debt Payments: $[AMOUNT]
Living Expenses: $[AMOUNT]
TOTAL MONTHLY EXPENSES: $[TOTAL]

I certify that this statement is true and complete to the best of my knowledge, in accordance with North Carolina law (NC Statutes).

SIGNATURE: _____________________ DATE: _____

FAQ: Personal Financial Statement in North Carolina

Is a Personal Financial Statement required in North Carolina?

Yes, in North Carolina, a Personal Financial Statement is required for most transactions of this type. Under North Carolina State Code, the document must include all parties' information, be signed, and witnessed by 2 individuals. Failure to use a proper Personal Financial Statement may result in legal complications.

Does a Personal Financial Statement need to be notarized in North Carolina?

Notarization requirements in North Carolina (NC) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Personal Financial Statement in North Carolina?

North Carolina has a base sales tax rate of 4.75%. Depending on the type of transaction documented in your Personal Financial Statement, additional local taxes may apply. Consult with a North Carolina tax professional for specific guidance on your situation.

Personal Financial Statement Costs in North Carolina

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)North Carolina standard rate: $5
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in North Carolina
Sales Tax4.75%North Carolina base rate (local taxes may apply)
Witness Requirement2 witnessesNorth Carolina requires multiple witnesses
Our TemplateFREEDownload instantly, no cost
Fees shown are North Carolina-specific estimates. Contact your local office for exact pricing.

Where to File Your Personal Financial Statement in North Carolina

Visit your local County Clerk office to file or notarize your Personal Financial Statement.

Mecklenburg County Clerk

Charlotte

832 E 4th St, Charlotte, NC 28202

Wake County Clerk

Raleigh

316 Fayetteville St, Raleigh, NC 27601

Durham County Clerk

Durham

201 E Main St, Durham, NC 27701

SMJ
Reviewed & Fact-Checked

Sarah Mitchell, J.D.

Legal Document Specialist

Licensed Attorney, 15+ years experience

Specializes in contract law and legal document preparation

This Personal Financial Statement template for North Carolina has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

North Carolina Personal Financial Statement Legal Guide

This legally binding document in North Carolina serves as official proof of transaction and is recognized by courts and government agencies.

Pursuant to North Carolina State Code in North Carolina, this Personal Financial Statement must meet specific criteria. The applicable sales tax is 4.75%. Notarization, which costs $5 in NC, may be required depending on the transaction type. 2 witnesses are needed.

By utilizing this state-specific template, you avoid common mistakes that could invalidate your document in North Carolina.

assetsliabilitiesnet worthincomeexpensesfinancial disclosure
Navigating North Carolina's legal landscape for a Personal Financial Statement doesn't have to be complicated. This guide breaks down everything NC residents need to know — from required fields to filing procedures — so you can complete your document with confidence.

Your North Carolina Filing Guide

After downloading, take your time filling in each section. NC statutes require that all information be accurate and current. Once signed by all parties, determine whether North Carolina requires you to file the document with a government office, record it with the county, or simply retain it for your records.

Legal Validity & Enforcement

Once properly executed, your Personal Financial Statement is legally binding in North Carolina and enforceable in NC courts. The document remains valid for the duration specified in its terms. North Carolina courts generally uphold properly executed documents, provided they comply with applicable NC statutes.

Expert Recommendations

Legal professionals in North Carolina recommend:
- Always use a state-specific template compliant with NC statutes
- Have documents reviewed before signing high-value agreements
- File copies with the appropriate North Carolina government office when required
- Update your documents annually to reflect any changes in NC law

North Carolina Statutory Requirements

The NC legislature has established specific guidelines for personal financial statement documents. These include proper execution formalities, witness requirements, and in some cases, mandatory filing with the county clerk's office. Non-compliance can result in legal complications.

North Carolina Personal Financial Statement Requirements

Review the following requirements to ensure your Personal Financial Statement is legally valid in North Carolina.

Notarization required
2 witnesses must sign
Vehicle identification number (VIN) required
Odometer disclosure mandatory
Buyer and seller signatures required
Purchase price must be stated
Date of sale required
Blue or black ink only
Electronic signatures accepted
County clerk filing required

North Carolina Notarization

North Carolina requires 2 witnesses and notarization may be mandatory. Fees typically range from $5.

Before You Sign

Review all information carefully. In North Carolina, a 4.75% sales tax may apply.

Legal Protection

Keep copies of all signed documents. North Carolina law requires all parties to receive copies of executed documents.

North Carolina Filing Deadlines

Check North Carolina deadlines for filing or recording this document with the appropriate county clerk's office.

Document Information

Document
Personal Financial Statement
State
North Carolina (NC)
Category
Financial
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
4.75%
Notary Fee
$5

North Carolina Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in North Carolina may change. Consult a licensed attorney for advice specific to your situation.