Free Mississippi Cohabitation Agreement: Complete Legal Template

Define rights for unmarried couples living together

Sales Tax: 7%Notary: $5Witnesses: 2

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COHABITATION AGREEMENT
State of Mississippi

This Cohabitation Agreement is entered into on [DATE] between:

PARTY 1:
Name: [NAME]
Address: [ADDRESS], MS [ZIP]

PARTY 2:
Name: [NAME]
Address: [ADDRESS], MS [ZIP]

The parties intend to live together at [SHARED ADDRESS], MS [ZIP] and agree to the following terms:

1. PROPERTY:
   Property owned before cohabitation remains separate property.
   Property acquired jointly during cohabitation shall be owned [  ] equally [  ] proportionally.

2. EXPENSES:
   Rent/Mortgage: [  ] Split equally [  ] Party 1: [%] Party 2: [%]
   Utilities: [  ] Split equally [  ] [DESCRIBE]
   Groceries: [  ] Split equally [  ] [DESCRIBE]

3. BANK ACCOUNTS:
   [  ] Maintain separate accounts
   [  ] Open a joint account for shared expenses
   [  ] Both

4. DEBTS: Each party is responsible for their own pre-existing debts.

5. TERMINATION:
   Either party may terminate this agreement with [DAYS] days written notice.
   Upon termination, jointly owned property shall be [DESCRIBE DIVISION].

6. CHILDREN (if applicable): [DESCRIBE ARRANGEMENTS]

7. DISPUTE RESOLUTION: Disputes shall be resolved by [MEDIATION/ARBITRATION] in Mississippi.

This agreement is governed by Mississippi law (MS Statutes).

PARTY 1: _____________________ DATE: _____
PARTY 2: _____________________ DATE: _____

FAQ: Cohabitation Agreement in Mississippi

Is a Cohabitation Agreement required in Mississippi?

Yes, in Mississippi, a Cohabitation Agreement is required for most transactions of this type. Under Mississippi State Code, the document must include all parties' information, be signed, and witnessed by 2 individuals. Failure to use a proper Cohabitation Agreement may result in legal complications.

Does a Cohabitation Agreement need to be notarized in Mississippi?

Notarization requirements in Mississippi (MS) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Cohabitation Agreement in Mississippi?

Mississippi has a base sales tax rate of 7%. Depending on the type of transaction documented in your Cohabitation Agreement, additional local taxes may apply. Consult with a Mississippi tax professional for specific guidance on your situation.

MCE
Reviewed & Fact-Checked

Michael Chen, Esq.

Real Estate Law Consultant

Bar Certified, Real Estate Expert

Expert in property transactions and real estate documentation

This Cohabitation Agreement template for Mississippi has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

Cohabitation Agreement Costs in Mississippi

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)Mississippi standard rate: $5
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in Mississippi
Sales Tax7%Mississippi base rate (local taxes may apply)
Witness Requirement2 witnessesMississippi requires multiple witnesses
Our TemplateFREEDownload instantly, no cost
Fees shown are Mississippi-specific estimates. Contact your local office for exact pricing.

Mississippi Cohabitation Agreement Requirements

Review the following requirements to ensure your Cohabitation Agreement is legally valid in Mississippi.

Notarization required
2 witnesses must sign
Vehicle identification number (VIN) required
Odometer disclosure mandatory
Buyer and seller signatures required
Purchase price must be stated
Date of sale required
Blue or black ink only
Electronic signatures accepted
County clerk filing required

Mississippi Notarization

Mississippi requires 2 witnesses and notarization may be mandatory. Fees typically range from $5.

Before You Sign

Review all information carefully. In Mississippi, a 7% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Mississippi law requires all parties to receive copies of executed documents.

Mississippi Filing Deadlines

Check Mississippi deadlines for filing or recording this document with the appropriate county clerk's office.

Mississippi Cohabitation Agreement Legal Guide

This legally binding document in Mississippi serves as official proof of transaction and is recognized by courts and government agencies.

For Mississippi (MS) residents, this Cohabitation Agreement is governed by Mississippi State Code. Important details: sales tax at 7%, notary costs of $5, and a requirement for 2 witnesses. The document has indefinite validity once properly executed.

This document offers comprehensive legal protection tailored specifically to Mississippi's unique statutory framework.

unmarried coupledomestic partnershipshared expensesproperty rightsliving together
A properly executed Cohabitation Agreement in Mississippi protects all parties involved and ensures compliance with MS state law. Below, we cover the critical steps, common pitfalls, and state-specific rules you should be aware of before signing.

What Mississippi Attorneys Want You to Know

Practicing lawyers in Mississippi emphasize three things: accuracy, completeness, and compliance with MS statutes. A well-prepared Cohabitation Agreement saves time, money, and potential legal headaches down the road. When in doubt, a brief consultation with a Mississippi-licensed attorney is worth the investment.

Enforceability in Mississippi

A Cohabitation Agreement that meets all MS requirements is fully enforceable in Mississippi. Courts in Mississippi have consistently upheld documents that demonstrate clear intent, proper execution, and compliance with state formalities. Keep your original signed copy in a secure location.

How to Complete This Form

Start by gathering all necessary information: party names, addresses, and relevant details specific to your transaction. Mississippi law under MS requires accuracy in every field. Once completed, have all parties review the document before signing. Depending on the transaction type, Mississippi may require notarization or witness signatures.

MS Compliance Checklist

Before finalizing your Cohabitation Agreement, verify that it meets Mississippi's legal standards:
- Full legal names and addresses of all parties
- Clear description of the subject matter
- Consideration or purpose stated explicitly
- Dated and signed by all required parties
- Notarized if mandated by MS statute

Where to File Your Cohabitation Agreement in Mississippi

Visit your local County Clerk office to file or notarize your Cohabitation Agreement.

Mississippi County Clerk

Mississippi Capital

Main Government Building, Mississippi

District County Clerk

Mississippi Metro Area

County Courthouse, MS

Document Information

Document
Cohabitation Agreement
State
Mississippi (MS)
Category
Personal
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
7%
Notary Fee
$5

Mississippi Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in Mississippi may change. Consult a licensed attorney for advice specific to your situation.