Download Free Cohabitation Agreement Template for Tennessee

Define rights for unmarried couples living together

Sales Tax: 7%Notary: $5Witnesses: 2

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COHABITATION AGREEMENT
State of Tennessee

This Cohabitation Agreement is entered into on [DATE] between:

PARTY 1:
Name: [NAME]
Address: [ADDRESS], TN [ZIP]

PARTY 2:
Name: [NAME]
Address: [ADDRESS], TN [ZIP]

The parties intend to live together at [SHARED ADDRESS], TN [ZIP] and agree to the following terms:

1. PROPERTY:
   Property owned before cohabitation remains separate property.
   Property acquired jointly during cohabitation shall be owned [  ] equally [  ] proportionally.

2. EXPENSES:
   Rent/Mortgage: [  ] Split equally [  ] Party 1: [%] Party 2: [%]
   Utilities: [  ] Split equally [  ] [DESCRIBE]
   Groceries: [  ] Split equally [  ] [DESCRIBE]

3. BANK ACCOUNTS:
   [  ] Maintain separate accounts
   [  ] Open a joint account for shared expenses
   [  ] Both

4. DEBTS: Each party is responsible for their own pre-existing debts.

5. TERMINATION:
   Either party may terminate this agreement with [DAYS] days written notice.
   Upon termination, jointly owned property shall be [DESCRIBE DIVISION].

6. CHILDREN (if applicable): [DESCRIBE ARRANGEMENTS]

7. DISPUTE RESOLUTION: Disputes shall be resolved by [MEDIATION/ARBITRATION] in Tennessee.

This agreement is governed by Tennessee law (TN Statutes).

PARTY 1: _____________________ DATE: _____
PARTY 2: _____________________ DATE: _____

FAQ: Cohabitation Agreement in Tennessee

Is a Cohabitation Agreement required in Tennessee?

Yes, in Tennessee, a Cohabitation Agreement is required for most transactions of this type. Under Tennessee State Code, the document must include all parties' information, be signed, and witnessed by 2 individuals. Failure to use a proper Cohabitation Agreement may result in legal complications.

Does a Cohabitation Agreement need to be notarized in Tennessee?

Notarization requirements in Tennessee (TN) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Cohabitation Agreement in Tennessee?

Tennessee has a base sales tax rate of 7%. Depending on the type of transaction documented in your Cohabitation Agreement, additional local taxes may apply. Consult with a Tennessee tax professional for specific guidance on your situation.

Where to File Your Cohabitation Agreement in Tennessee

Visit your local County Clerk office to file or notarize your Cohabitation Agreement.

Tennessee County Clerk

Tennessee Capital

Main Government Building, Tennessee

District County Clerk

Tennessee Metro Area

County Courthouse, TN

MCE
Reviewed & Fact-Checked

Michael Chen, Esq.

Real Estate Law Consultant

Bar Certified, Real Estate Expert

Expert in property transactions and real estate documentation

This Cohabitation Agreement template for Tennessee has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

Tennessee Cohabitation Agreement Legal Guide

According to Tennessee laws, this agreement holds legal weight once properly signed and notarized, ensuring compliance with state regulations.

Under Tennessee State Code, residents of Tennessee must ensure this Cohabitation Agreement complies with all state requirements. The current sales tax rate is 7%, and notarization costs between $5. Two witnesses are mandatory in TN.

This document offers comprehensive legal protection tailored specifically to Tennessee's unique statutory framework.

unmarried coupledomestic partnershipshared expensesproperty rightsliving together
A properly executed Cohabitation Agreement in Tennessee protects all parties involved and ensures compliance with TN state law. Below, we cover the critical steps, common pitfalls, and state-specific rules you should be aware of before signing.

How to Complete This Form

Start by gathering all necessary information: party names, addresses, and relevant details specific to your transaction. Tennessee law under TN requires accuracy in every field. Once completed, have all parties review the document before signing. Depending on the transaction type, Tennessee may require notarization or witness signatures.

Legal Validity & Enforcement

Once properly executed, your Cohabitation Agreement is legally binding in Tennessee and enforceable in TN courts. The document remains valid indefinitely unless revoked or superseded. Tennessee courts generally uphold properly executed documents, provided they comply with applicable TN statutes.

Pro Tips for Tennessee Residents

- **Use blue or black ink** when signing physical copies in Tennessee
- **Keep digital backups** of all signed documents
- **Check for local county requirements** that may apply in addition to TN state law
- **Don't backdate** — Tennessee courts view backdated documents unfavorably
- **Consult an attorney** for transactions exceeding $10,000 in value

Meeting Tennessee's Legal Threshold

For your Cohabitation Agreement to hold up in a Tennessee court, it must satisfy the state's statutory requirements. TN law emphasizes clear language, mutual consent, and proper execution. We've built these requirements directly into our template.

Cohabitation Agreement Costs in Tennessee

Estimated fees and processing times

Fee TypeCostNotes
Notary Fee$5-$15 (if required)Tennessee standard rate: $5
Filing FeeVaries by stateState registration (if applicable)
Processing Time1-3 business daysTypical turnaround in Tennessee
Sales Tax7%Tennessee base rate (local taxes may apply)
Witness Requirement2 witnessesTennessee requires multiple witnesses
Our TemplateFREEDownload instantly, no cost
Fees shown are Tennessee-specific estimates. Contact your local office for exact pricing.

Tennessee Cohabitation Agreement Requirements

Review the following requirements to ensure your Cohabitation Agreement is legally valid in Tennessee.

Notarization required
2 witnesses must sign
Vehicle identification number (VIN) required
Odometer disclosure mandatory
Buyer and seller signatures required
Purchase price must be stated
Date of sale required
Blue or black ink only
Electronic signatures accepted
County clerk filing required

Tennessee Notarization

Tennessee requires 2 witnesses and notarization may be mandatory. Fees typically range from $5.

Before You Sign

Review all information carefully. In Tennessee, a 7% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Tennessee law requires all parties to receive copies of executed documents.

Tennessee Filing Deadlines

Check Tennessee deadlines for filing or recording this document with the appropriate county clerk's office.

Document Information

Document
Cohabitation Agreement
State
Tennessee (TN)
Category
Personal
Format
PDF / Word / Print
Cost
100% Free
Sales Tax
7%
Notary Fee
$5

Tennessee Legal Requirements

Governing Statute:

State Law

  • Consult with a licensed attorney for specific requirements

Legal Disclaimer

This template is for informational purposes only and does not constitute legal advice. Laws in Tennessee may change. Consult a licensed attorney for advice specific to your situation.