Lucas County, Ohio Promissory Note: Everything You Need to Know

Free county-specific template for Lucas County residents (Pop. 431,279)

Sales Tax: 5.75%Notary: $5Witnesses: 1

Lucas County Information

Under Ohio jurisdiction, this form meets all statutory requirements and provides comprehensive legal protection for your transaction.

In Ohio, according to Ohio State Code, a 5.75% sales tax applies to applicable transactions. Notary fees in OH typically range from $5. A single witness signature is sufficient under state law.

Using this template ensures you're protected under Ohio law while saving time and money on legal fees.

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PROMISSORY NOTE
State of Ohio

Principal Amount: $[AMOUNT]
Date: [DATE]

FOR VALUE RECEIVED, the undersigned ("Borrower") promises to pay to [LENDER NAME] ("Lender"), or order, the principal sum of $[AMOUNT], together with interest.

BORROWER:
Name: [BORROWER NAME]
Address: [ADDRESS]
City, State, ZIP: [CITY], OH [ZIP]

LENDER:
Name: [LENDER NAME]
Address: [ADDRESS]
City, State, ZIP: [CITY], OH [ZIP]

TERMS:
1. Interest Rate: [RATE]% per annum
2. Payment Schedule: [SCHEDULE]
3. Payment Amount: $[AMOUNT] per [PERIOD]
4. Due Date: [DATE]

LATE PAYMENT: A late fee of $[AMOUNT] will be charged for payments more than [DAYS] days overdue.

DEFAULT: If Borrower defaults, Lender may declare the entire unpaid balance immediately due and payable.

PREPAYMENT: Borrower may prepay without penalty.

GOVERNING LAW: This note is governed by Ohio law (OH Statutes).

BORROWER SIGNATURE: _____________________ DATE: _____

Ohio Promissory Note Requirements

Review the following requirements to ensure your Promissory Note is legally valid in Ohio.

Interest rate must comply with usury laws

Payment schedule required

Default terms must be specified

Borrower and lender signatures required

Notarization recommended

Collateral description if secured

Late payment penalty terms

Prepayment clause recommended

Governing law stated

Witness signature recommended

Ohio Notarization

While notarization may not be required in Ohio, it is recommended. Fees range from $5.

Before You Sign

Review all information carefully. In Ohio, a 5.75% sales tax may apply.

Legal Protection

Keep copies of all signed documents. Ohio law requires all parties to receive copies of executed documents.

Ohio Filing Deadlines

Check Ohio deadlines for filing or recording this document with the appropriate county clerk's office.

Promissory Note Costs in Ohio

Estimated fees and processing times

Fee Type	Cost	Notes
Notary Fee	$5-$15 (if required)	Ohio standard rate: $5
Filing Fee	Varies by state	State registration (if applicable)
Processing Time	1-3 business days	Typical turnaround in Ohio
Sales Tax	5.75%	Ohio base rate (local taxes may apply)
Witness Requirement	1 witness	Single witness sufficient
Our Template	FREE	Download instantly, no cost

Fees shown are Ohio-specific estimates. Contact your local office for exact pricing.

Filing Your Promissory Note in Lucas County

Residents of Lucas County (431,279 population) can use this template for written promise to pay a debt. This document complies with Ohio state law.

County Filing Steps

Download and complete the Promissory Note template
Gather 1 witness as required by Ohio law
Visit the Lucas County Clerk's Office for filing
Pay applicable county filing fees
Keep copies for all parties involved

FAQ: Promissory Note in Lucas County, Ohio

Is a Promissory Note required in Ohio?

Yes, in Ohio, a Promissory Note is required for most transactions of this type. Under Ohio State Code, the document must include all parties' information, be signed, and witnessed by at least one individual. Failure to use a proper Promissory Note may result in legal complications.

Does a Promissory Note need to be notarized in Ohio?

Notarization requirements in Ohio (OH) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.

What are the tax implications of a Promissory Note in Ohio?

Ohio has a base sales tax rate of 5.75%. Depending on the type of transaction documented in your Promissory Note, additional local taxes may apply. Consult with a Ohio tax professional for specific guidance on your situation.

Where do I file a Promissory Note in Lucas County?

In Lucas County, you can file your Promissory Note at the Lucas County Clerk's Office. Contact them for specific filing requirements, hours, and fees. Population served: 431,279 residents.

MCE

Reviewed & Fact-Checked

Michael Chen, Esq.

Real Estate Law Consultant

Bar Certified, Real Estate Expert

Expert in property transactions and real estate documentation

This Promissory Note template for Ohio has been reviewed for accuracy and legal compliance.

Last reviewed: March 2026

Other Counties in Ohio

Other Forms in Lucas County

Location Information

County: Lucas County
State: Ohio (OH)
Population: 431,279
Document: Promissory Note
Sales Tax: 5.75%
Notary Fee: $5

Ohio Legal Requirements

Governing Statute:

State Commercial Code

✓Must be in writing for amounts over $500
✓Clear payment terms required
✓Interest rate must comply with usury laws
✓Signature of borrower required

View All Ohio Templates

Legal Disclaimer

This template is for informational purposes only. County-specific ordinances in Lucas County may apply. For legal advice, consult a licensed attorney in Ohio.