Free Printable Montgomery County, Ohio Promissory Note & Requirements
Free county-specific template for Montgomery County residents (Pop. 537,309)
Montgomery County Information
Under Ohio jurisdiction, this form meets all statutory requirements and provides comprehensive legal protection for your transaction.
In Ohio, according to Ohio State Code, a 5.75% sales tax applies to applicable transactions. Notary fees in OH typically range from $5. A single witness signature is sufficient under state law.
Using this template ensures you're protected under Ohio law while saving time and money on legal fees.
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PROMISSORY NOTE
State of Ohio
Principal Amount: $[AMOUNT]
Date: [DATE]
FOR VALUE RECEIVED, the undersigned ("Borrower") promises to pay to [LENDER NAME] ("Lender"), or order, the principal sum of $[AMOUNT], together with interest.
BORROWER:
Name: [BORROWER NAME]
Address: [ADDRESS]
City, State, ZIP: [CITY], OH [ZIP]
LENDER:
Name: [LENDER NAME]
Address: [ADDRESS]
City, State, ZIP: [CITY], OH [ZIP]
TERMS:
1. Interest Rate: [RATE]% per annum
2. Payment Schedule: [SCHEDULE]
3. Payment Amount: $[AMOUNT] per [PERIOD]
4. Due Date: [DATE]
LATE PAYMENT: A late fee of $[AMOUNT] will be charged for payments more than [DAYS] days overdue.
DEFAULT: If Borrower defaults, Lender may declare the entire unpaid balance immediately due and payable.
PREPAYMENT: Borrower may prepay without penalty.
GOVERNING LAW: This note is governed by Ohio law (OH Statutes).
BORROWER SIGNATURE: _____________________ DATE: _____
Ohio Promissory Note Requirements
Review the following requirements to ensure your Promissory Note is legally valid in Ohio.
Ohio Notarization
While notarization may not be required in Ohio, it is recommended. Fees range from $5.
Before You Sign
Review all information carefully. In Ohio, a 5.75% sales tax may apply.
Legal Protection
Keep copies of all signed documents. Ohio law requires all parties to receive copies of executed documents.
Ohio Filing Deadlines
Check Ohio deadlines for filing or recording this document with the appropriate county clerk's office.
Promissory Note Costs in Ohio
Estimated fees and processing times
| Fee Type | Cost | Notes |
|---|---|---|
| Notary Fee | $5-$15 (if required) | Ohio standard rate: $5 |
| Filing Fee | Varies by state | State registration (if applicable) |
| Processing Time | 1-3 business days | Typical turnaround in Ohio |
| Sales Tax | 5.75% | Ohio base rate (local taxes may apply) |
| Witness Requirement | 1 witness | Single witness sufficient |
| Our Template | FREE | Download instantly, no cost |
Filing Your Promissory Note in Montgomery County
Residents of Montgomery County (537,309 population) can use this template for written promise to pay a debt. This document complies with Ohio state law.
County Filing Steps
- Download and complete the Promissory Note template
- Gather 1 witness as required by Ohio law
- Visit the Montgomery County Clerk's Office for filing
- Pay applicable county filing fees
- Keep copies for all parties involved
FAQ: Promissory Note in Montgomery County, Ohio
Is a Promissory Note required in Ohio?
Yes, in Ohio, a Promissory Note is required for most transactions of this type. Under Ohio State Code, the document must include all parties' information, be signed, and witnessed by at least one individual. Failure to use a proper Promissory Note may result in legal complications.
Does a Promissory Note need to be notarized in Ohio?
Notarization requirements in Ohio (OH) vary by transaction type. Notary fees in the state typically range from $5. While not always mandatory, notarization adds an extra layer of legal protection and is recommended for high-value transactions.
What are the tax implications of a Promissory Note in Ohio?
Ohio has a base sales tax rate of 5.75%. Depending on the type of transaction documented in your Promissory Note, additional local taxes may apply. Consult with a Ohio tax professional for specific guidance on your situation.
Where do I file a Promissory Note in Montgomery County?
In Montgomery County, you can file your Promissory Note at the Montgomery County Clerk's Office. Contact them for specific filing requirements, hours, and fees. Population served: 537,309 residents.
Michael Chen, Esq.
Real Estate Law Consultant
Bar Certified, Real Estate Expert
Expert in property transactions and real estate documentation
This Promissory Note template for Ohio has been reviewed for accuracy and legal compliance.
Last reviewed: March 2026
Other Counties in Ohio
Location Information
- County
- Montgomery County
- State
- Ohio (OH)
- Population
- 537,309
- Document
- Promissory Note
- Sales Tax
- 5.75%
- Notary Fee
- $5
Ohio Legal Requirements
Governing Statute:
State Commercial Code
- ✓Must be in writing for amounts over $500
- ✓Clear payment terms required
- ✓Interest rate must comply with usury laws
- ✓Signature of borrower required
Legal Disclaimer
This template is for informational purposes only. County-specific ordinances in Montgomery County may apply. For legal advice, consult a licensed attorney in Ohio.